You might be thinking that you don’t need a flood policy, since you don’t live near a water source. This is a common misconception, as you don’t need to live near water to be flooded. In fact, almost 25% of flood insurance claims come from low to moderate-risk areas, as floods are often caused by storms and melting snow, which can overload drainage systems. With spring on the way, along with quickly melting snow and heavy rainfall, here’s some things to consider if you don’t already have flood insurance.